4 signs it may be time to refinance

The pandemic has drastically changed the way we live and work. For some, there may have been big changes to their financial situation. You may have changed jobs or been promoted? Perhaps you’ve saved up some extra funds during lockdown, or you may be struggling to make ends meet? Maybe your goals have shifted –Continue reading “4 signs it may be time to refinance”

A step-by-step guide to property investing

Property investment can offer all sorts of benefits – additional income, capital growth, tax deductions, and the list goes on. If you’re considering an investment property purchase, we’ve put together a simple guide to help you get started. Let’s dive in. Step 1: Formulate an investment strategy The wonderful thing about property investing is thatContinue reading “A step-by-step guide to property investing”

Welcome to our October Newsletter

It’s an exciting time for property owners, with Australian housing values continuing to rise in many markets. The rate of growth has slowed down of late, but is still well above average. Lockdowns continue to affect sales and listing volumes, but once restrictions are eased, activity is expected to recover quickly, as was the case in Melbourne thisContinue reading “Welcome to our October Newsletter”

September RBA Cash Rate

Australia’s official cash rate will remain on hold at the historically low level of 0.10 per cent after the Reserve Bank of Australia (RBA) decided it was the best move for the economy. You can check out today’s official statement on the RBA’s website. The RBA’s decision was widely anticipated. Last month, RBA Governor Philip Lowe said theContinue reading “September RBA Cash Rate”

How to make moving simple

Whether you’ve opted for a sea change, a tree change or something in between, moving house and discovering a new neighbourhood is an exhilarating time. Here’s how to make your packing and moving experience as smooth and seamless as possible, so you can hit the ground running as soon as you arrive in your newContinue reading “How to make moving simple”

The costs that may surprise you when buying a home

Besides the deposit and monthly mortgage repayments, there are other fees to consider when buying a house. Things like pest and building inspections, borrowing costs, insurance and legal fees all add up. The average Australian may pay more than $6,000 in unexpected upfront costs on average, according to research from Finder. When you’re on a budget,Continue reading “The costs that may surprise you when buying a home”

Is bad credit a total barrier to a home loan?

Your finances can get a bit out of control sometimes, for all sorts of reasons. Illness, divorce, redundancy – sometimes, just getting overwhelmed with things to do and accidentally missing a bill payment. The end result can be that you get put in the bad credit basket. Even if you sort it out and payContinue reading “Is bad credit a total barrier to a home loan?”

Welcome to our August newsletter

Australian housing values continued their upward trajectory in July, rising another 1.6%, despite lockdowns in many parts of the country. This brings national housing values up a staggering 16.1% over the past year. But some experts say there are signs that the market may be losing some momentum. Interest rate news The Reserve Bank ofContinue reading “Welcome to our August newsletter”

August RBA Decision

The Reserve Bank of Australia (RBA) has once again held the official cash rate at 0.10 per cent to support the economy’s pandemic recovery and expansion. To view the official RBA statement from today, please visit the Reserve Bank’s website. This decision was delivered as expected, keeping in line with RBA Governor Philip Lowe’s previous statements inContinue reading “August RBA Decision”

Your Protection, Insurance To Protect You and Your Assets

Buying a property is an exciting and busy time in anyone’s life! Like most, insurance usually isn’t front of mind during this period. However, knowing you, your family and your home are protected against unforeseen events is priceless! Maybe you’ve purchased a home recently or would like to review your insurance options. I can help you finalise your insuranceContinue reading “Your Protection, Insurance To Protect You and Your Assets”