Are You Covered? Insurance Options

In life, things happen. When they do, it’s important to know that you, your family and your assets are protected against unforeseen events. We can help give you peace of mind with a range of insurance options. Examples of the types of insurance you may consider include: Home and contents insuranceThis protects your home andContinue reading “Are You Covered? Insurance Options”

Cash Rate Rise Questions

I understand there could be challenging periods ahead for mortgage holders, given the recent cash rate rise, and I want to reassure you that I’m here to assist. If you’re wondering what this means for you and your wallet, I’ve answered some common questions below. What’s the impact on homeowners? Lenders often pass on theContinue reading “Cash Rate Rise Questions”

What’s a fair price for a property?

How do you know how much to pay for a property? As a buyer, it can be tricky. Offer too much and you’ll end up paying more than market value. Offer too little and you risk missing out on your dream home or investment property. So, how do you ensure you’re getting a good dealContinue reading “What’s a fair price for a property?”

What insurance do you need when buying a property?

As we have seen with the recent east coast floods, unforeseen disasters can strike at any time. That’s why it’s so important to protect yourself and your family financially – with the right kind of insurance for when something unexpected happens. Sure, insurance may not be all that flashy and many people downright begrudge havingContinue reading “What insurance do you need when buying a property?”

How to make a pre-auction offer

With auction clearance rates soaring above 80% in many markets in recent weeks, the competition amongst buyers for properties is often fierce. One tactic some buyers use is to make a pre-auction offer before the property goes under the hammer. The idea is that if you make your offer enticing enough, the vendor may ditchContinue reading “How to make a pre-auction offer”

April Newsletter

As the Easter eggs come off the shelves, some aspiring homeowners are shifting their focus from chocolate to securing a property during the busy Autumn buying season. If you’ve been struggling to break into the property market, it’s worth looking into the  government’s proposed $8.6 million expansion of the Home Guarantee Scheme, which if elected, aimsContinue reading “April Newsletter”

How redraw facilities and offset accounts can save you money

Redraw facilities and offset accounts work in a similar way – they both effectively allow you to reduce the balance of your home loan, which reduces the amount of interest you pay. So, how do you know which is right for you, or whether you should choose a home loan with both a redraw facilityContinue reading “How redraw facilities and offset accounts can save you money”

How to compare home loans and features

Which home loan is right for you? How can you tell when there are so many different lenders, loan types and features available? It can be confusing, particularly if you are a first-time buyer. Fortunately, we’re here to help explain things, so let’s dive in. Interest rates versus comparison rates Interest rates are one ofContinue reading “How to compare home loans and features”